FOR CPA/ATTORNEY REVIEW ONLY

This workspace generates advisory outputs only. All recommendations must be reviewed by licensed professionals before any filing action.

Document Upload

Drag & drop files here

Supported formats: PDF, DOCX, XLSX, CSV, OFX/QFX, MT940

Uploaded Documents

Bank_Statement_Q2_2023.pdf
Processing
Loan_Agreement.docx
Complete

Entity Mapping

John Smith

Borrower

Loan_Agreement.docx

Added 2 days ago

First National Bank

Lender

Loan_Agreement.docx

Added 2 days ago

123 Main St

Property

Loan_Agreement.docx

Added 2 days ago

Ledger Reconciliation

Date Description Amount Match Status
03/15/2023 Loan Payment - First National $1,200.00 Exact
Reconciled
04/15/2023 Loan Payment - First National $1,200.00 Exact
Reconciled
05/15/2023 Loan Payment - First National $1,200.00 Partial
Needs Review

Fractionalization Analysis

Pattern Analysis

Estimated Range

Minimum Estimate 9x
Most Likely 12x
Maximum Estimate 33x

Confidence Score: 72% (based on 3 matching transactions)

Insurance Analysis

Policy Coverage

$250,000 estimated

Based on property valuation and similar policies

Claim Frequency

12% probability

Based on regional claim history

Insurer Rating

4.0/5.0

Based on industry ratings

Advisory Notice

This analysis is for informational purposes only and does not constitute a claim or guarantee of coverage.

Tax Advisory

Interest Deduction Analysis

Potential mortgage interest deduction of $4,320 based on 3 payments of $1,200 with $120 interest component each.

Form 1098 Schedule A

Potential Audit Flags

Repeated identical payments may trigger IRS scrutiny. Consider documenting loan terms and payment history.

Form 8275 Disclosure

CPA Bundle Options

Conservative

  • Claim only documented deductions
  • Full documentation
  • IRS-safe positions
Recommended

Balanced

  • Claim likely valid deductions
  • Partial documentation
  • Reasonable interpretations

Aggressive

  • Claim all possible deductions
  • Minimal documentation
  • Novel interpretations

Case Overview

Documents Processed

2 of 2

Entities Identified

3

Transactions

3 matched

Last Updated

Today, 10:42 AM

Potential Issues

Partial Transaction Match

May 15 payment doesn't exactly match loan terms

Fractionalization Pattern

Potential 12x multiplier detected

Recommended Forms

Form 1098
Schedule A
Form 8275